Selling or buying an HDB flat is, for most Singaporeans, the biggest transaction of their lives, and the right HDB resale agent makes it dramatically less stressful. The catch is that the market has split in two: the big heartland agencies with the deepest buyer pools, and a newer wave of 1% fixed-fee specialists promising the same result for less. Which is genuinely best depends on your flat and your priorities.
I dug into this the way I research everything in this series, comparing the major agencies and the fixed-fee disruptors on track record, pricing model, and how well they handle the parts of an HDB sale that trip people up: the ethnic quota, the Resale Portal paperwork, and the CPF and grant side. Every agent worth using is registered with the Council for Estate Agencies, which you can and should check yourself.
Below are the nine HDB resale agents and agencies I would trust in 2026, plus the context that matters: what commission you should really pay, and how the resale process actually works. If you want the wider picture first, see my guide to the best property agents in Singapore.
Key Takeaways
- 1 The standard HDB seller commission is about 2%, but 1% fixed-fee specialists like Ohmyhome, Bluenest and Propseller now offer a real alternative.
- 2 For the deepest heartland reach and buyer pool, PropNex and ERA lead; for savings on a straightforward sale, the fixed-fee platforms shine.
- 3 A good HDB agent handles pricing, the ethnic quota (EIP/SPR), the Resale Portal paperwork and the CPF and grant side.
- 4 The HDB resale process runs through the government Resale Portal and takes roughly 3 to 5 months end to end.
- 5 Commission is negotiable by law. Always check the agent on the CEA register and agree the rate in writing first.
What I look for in an HDB resale agent
An HDB sale has its own rules and quirks that a general agent may not handle well. Here is what I weigh before recommending anyone for a resale flat.
- Genuine HDB volume. You want someone who sells flats in your town constantly and knows what your block and unit type actually transact for, not a private-property agent dabbling in HDB.
- Honest pricing. Since HDB removed the practice of publishing Cash Over Valuation figures, realistic pricing matters more than ever. A good agent prices to sell, not to flatter you into a listing.
- The ethnic quota. The Ethnic Integration Policy (EIP) and SPR quota limit who can buy your flat. A sharp agent checks your block's quota upfront so you do not waste weeks on buyers who cannot complete.
- Resale Portal fluency. The whole transaction runs through HDB's digital Resale Portal. You want an agent who manages the Intent to Sell, the OTP, and the resale application without errors that cause delays.
- CPF and grants. Buyers often use CPF and are eligible for housing grants. An agent who understands the buyer's financing helps the deal complete smoothly.
Before you appoint anyone, look them up on the CEA Public Register, and read up on the seller journey directly on the HDB selling a flat pages so you know the process yourself. An informed seller is a harder seller to mislead.
How much does an HDB resale agent cost in 2026?
Commission in Singapore is negotiable, the CEA is explicit about that, but there are clear norms, and a new fixed-fee model worth understanding. Here is the lay of the land in 2026.
| Model | Typical fee | Best for |
|---|---|---|
| Traditional seller commission | ~2% of sale price (+ GST) | Maximum marketing and buyer reach |
| Fixed-fee / 1% specialists | 1% (+ GST) | Straightforward flats, cost savings |
| Buyer's agent | ~1% (or none via Resale Portal) | Buyers who want representation |
On a S$600,000 flat, the difference between 2% and 1% is S$6,000, which is real money. The trade-off is that the higher-commission agencies argue their marketing reach and negotiation net you a higher sale price that more than covers the gap. For a well-located, easy-to-sell flat, the fixed-fee route often wins. For a harder sell, or a higher-value flat where presentation moves the price, a full-service agent can earn their keep. Whatever you agree, get it in writing.
1. PropNex
PropNex is my default recommendation for a straightforward HDB resale, simply because of reach. As the largest agency in Singapore with around 12,000 agents, it has the deepest presence in the heartlands, and whatever your town, there is almost certainly a PropNex agent selling flats in your estate every week. That local density translates into buyers.
With a network this size the quality varies, so the usual advice applies: choose the individual agent on their recent transactions in your block, not the logo. But for sheer buyer reach and heartland know-how, PropNex is hard to beat, and its stronger HDB agents are among the most experienced in the business.
Website: propnex.com
Model: Traditional full-service
Scale: ~12,000 agents, deepest heartland reach
Best known for: The widest HDB buyer pool in Singapore
2. Ohmyhome
Ohmyhome is my top pick if you want to cut the commission without going it alone. It pioneered the fixed 1% agent fee for HDB in Singapore, and the track record backs it up: it has facilitated more than 4,200 HDB resale transactions and reports that half of its flats sell within seven days, while saving customers a reported S$20 million-plus in fees.
The model works because Ohmyhome pairs a dedicated agent with a slick technology platform that handles listing, paperwork and coordination efficiently. For a typical flat in a decent location, you get full agent service at roughly half the traditional cost. For cost-conscious sellers with a reasonably easy-to-sell flat, it is the disruptor I would try first.
Website: ohmyhome.com
Model: Fixed 1% agent fee
Track record: 4,200+ HDB transactions, 50% sold within 7 days
Best known for: Full-service HDB selling at a fixed 1% fee
3. ERA Singapore
ERA is the other heartland heavyweight, and my pick when you want island-wide coverage backed by strong agent training. With around 8,000 agents and a very high aggregate Google rating, it has HDB specialists in essentially every town, and its structured training shows in how methodically its better agents run a resale from valuation through to completion.
Like PropNex, ERA gives you a deep bench, so pick the person on their track record in your estate. For most sellers who want a full-service traditional agent with proven local reach, ERA sits right alongside PropNex at the top of the list.
Website: era.com.sg
Model: Traditional full-service
Scale: ~8,000 agents, island-wide
Best known for: Island-wide HDB coverage and agent training
Contact ERA Singapore directly
Recommended reads
4. Bluenest
Bluenest is the other fixed-fee specialist I rate highly for HDB. Founded in 2019, it charges a 1% agent fee and has built a focused team of agents who specialise in HDB resale, with hundreds of transactions behind them. It is a direct competitor to Ohmyhome, and for a straightforward flat it delivers the same core proposition: full agent service at half the usual commission.
What I like is the clarity of the offer. There is no ambiguity about what you pay, and the agents are genuinely HDB-focused rather than dabbling across every segment. If you want a fixed-fee option and want to compare a couple before choosing, Bluenest belongs on your shortlist next to Ohmyhome.
Website: bluenest.sg
Model: Fixed 1% agent fee
Founded: 2019, HDB-focused team
Best known for: A 1% HDB resale specialist and Ohmyhome alternative
5. Propseller
Propseller rounds out the fixed-fee trio, and it leans hard on data and a low, transparent commission. It pairs full-service agents with a technology platform and a research-led approach to pricing, aiming to sell at the right price quickly while charging well below the traditional 2%.
For a seller who likes the fixed-fee idea but wants the reassurance of data behind the pricing recommendation, Propseller is a natural fit. It is another strong option to weigh against Ohmyhome and Bluenest, and comparing all three quotes costs you nothing.
Website: propseller.com
Model: Low fixed commission, data-led
Best known for: Data-driven pricing at a transparent low fee
Contact Propseller directly
6. OrangeTee & Tie
OrangeTee & Tie is my pick for the data-minded HDB seller who still wants a traditional full-service agent. Its in-house research arm is one of the most respected in the market, publishing town-level price trends and transaction analysis that its agents use to price and position a flat accurately.
For a seller who wants the numbers behind every recommendation, the recent comparables in your block, the demand picture for your flat type, an OrangeTee agent can back the advice with genuine data. It is a strong middle path between the heartland giants and the fixed-fee platforms.
Website: orangetee.com
Model: Traditional full-service
Best known for: Data-driven pricing and town-level research
Contact OrangeTee & Tie directly
7. Huttons Asia
Huttons earns its place for sellers who are also upgraders. Because it is one of the biggest forces in new project launches, a Huttons agent who handles your HDB sale can also guide you straight into a new condo purchase, coordinating the timing so you sell and buy in the right sequence. For the classic HDB-to-condo upgrade, that joined-up handling is genuinely useful.
With around 5,000 agents it also has solid heartland coverage for the resale itself. If your HDB sale is really step one of an upgrade, an experienced Huttons agent can manage both halves of the move under one roof.
Website: huttonsgroup.com
Model: Traditional full-service
Best known for: HDB sellers who are upgrading to a new launch
8. SRI
SRI is my boutique-scale pick for HDB sellers who want a more considered, tech-supported service. With around 1,500 agents and a strong technology platform, it handles HDB resale capably while being especially well suited to sellers planning to move up into private property afterwards.
You get full-service marketing and transaction management without the sprawl of a 12,000-agent machine, and the firm's polish shows in how its agents present and manage a sale. For an HDB owner who values attention and a smooth upgrade path, SRI is a solid choice.
Website: sri.sg
Model: Traditional full-service, tech-led
Best known for: HDB sellers planning an upgrade to private property
Contact SRI directly
9. PropertyLimBrothers
PropertyLimBrothers makes the list for one specific case: an HDB flat where presentation will genuinely move the price. Think a rare maisonette, an executive flat, a jumbo unit, or a beautifully renovated home. This is the team, led by Melvin Lim, that set the standard for cinematic home-tour marketing in Singapore, and for the right flat that production quality can attract a stronger pool of buyers.
It is a boutique, marketing-led outfit rather than a heartland volume player, so it is not the automatic choice for a standard three-room flat. But for a distinctive or higher-value HDB home where standout marketing pays for itself, it is worth the conversation.
Website: propertylimbrothers.com
Model: Boutique, marketing-led
Best known for: Premium marketing for distinctive or high-value flats
How the HDB resale process works
One reason a good agent is worth having is that the HDB resale process has a strict sequence, all run through the government's digital Resale Portal. Here is the shape of it so you know what your agent is managing.
- Register an Intent to Sell. The seller registers on the HDB Resale Portal and must wait before granting an Option to Purchase.
- Check the ethnic quota. The EIP and SPR quota for your block determines which buyers are eligible. Your agent confirms this early.
- Find a buyer and grant the OTP. Once you agree a price, you grant the Option to Purchase and the buyer exercises it after the required consideration period.
- Submit the resale application. Both parties submit their portions on the portal, and HDB reviews eligibility, financing and the flat.
- Completion. At the completion appointment, ownership transfers, CPF and the sale proceeds are settled, and the keys change hands.
End to end, this typically takes about three to five months. You can read the full official journey on the HDB selling a flat pages, and check grant eligibility for buyers on the CPF Board site.
Frequently asked questions
How much commission does an HDB resale agent charge?
The traditional seller commission is about 2% of the sale price plus GST, while fixed-fee specialists like Ohmyhome, Bluenest and Propseller charge around 1%. Buyers who use an agent typically pay about 1%, though many buy directly through the HDB Resale Portal and pay nothing. Commission is negotiable by law, so always agree the rate in writing before appointing anyone.
Do I need an agent to sell my HDB flat?
No, you can sell your flat yourself through the HDB Resale Portal and save the commission. But a good agent handles pricing, marketing, viewings, the ethnic quota check, negotiation and the paperwork, which is worth a lot if you are not confident with the process. The fixed-fee agencies are a middle path: full agent service at roughly half the traditional cost.
How long does it take to sell an HDB flat?
From registering your Intent to Sell to the completion appointment, expect roughly three to five months. The timeline depends on how quickly you find a buyer and on HDB's appointment scheduling. A well-priced flat in a good location can find a buyer in days, while the administrative steps after that follow HDB's fixed process.
What is the ethnic quota and why does it matter?
Under the Ethnic Integration Policy, each HDB block and neighbourhood has limits on the proportion of flats owned by each ethnic group, plus a separate quota for Singapore Permanent Residents. If your block has reached the quota for a particular group, buyers from that group cannot buy your flat. A good agent checks this at the start so you do not waste time on ineligible buyers.
Should I use a fixed-fee agent or a traditional one?
For a well-located, easy-to-sell flat, a 1% fixed-fee agent like Ohmyhome or Bluenest often makes the most sense, since the savings are real and the flat will sell regardless. For a harder-to-sell flat, or a distinctive or higher-value home where marketing and negotiation move the price, a full-service agent from PropNex, ERA or a marketing-led team can earn back the higher commission. Get quotes from both and compare.
Need a website to win more listings?
Here is what I see as a web designer: the best HDB agents lose listings to rivals with a stronger online presence, not better results. When a seller in your town searches for an agent, they judge you in seconds by what shows up. A sharp personal website, with your track record, your area expertise and clear contact paths, is how you win that first impression.
I build fast, search-optimised websites for property agents, with the local SEO and area guides that turn Google searches into listing appointments you actually own instead of renting from a portal. It is the same organic lead engine I cover in my guide to real estate agent websites and SEO.
Want the same for your business? Get a quote, or read more about my web design and SEO services.
The best HDB resale agent in Singapore comes down to your flat and your priorities. For the deepest buyer reach, start with PropNex or ERA. To cut the commission on a straightforward sale, try Ohmyhome, Bluenest or Propseller and their 1% model. For data-led pricing, OrangeTee. And for a distinctive or high-value flat where marketing moves the price, PropertyLimBrothers.
Whichever you choose, check the agent on the CEA Public Register, agree the commission in writing, and make sure they check your block's ethnic quota early. For the rest of your property team, see my guides to the best property agents and the best conveyancing lawyers in Singapore.
Sources & References (8)
The Terris in Terris Recommends
Terris
Chief Recommender · I do the digging so you don't have to
Terris is a Singapore-based web designer and digital strategist who has spent 8+ years building websites for local businesses. His Terris Recommends series shares personal picks for the best service providers across Singapore, informed by his experience working with businesses across industries.
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