Sorting out a will-writing service in Singapore is one of those tasks everyone knows they should do and few actually get to. The bigger problem is that most people think a will covers everything, when in truth it is only one of four documents you probably need. Getting that straight first saves a lot of money and mistakes.
A will distributes your general estate, but it does not control your CPF savings, which need a separate CPF nomination, and it does nothing while you are alive but incapacitated, which needs a Lasting Power of Attorney. And when the time comes, someone has to apply for probate. So the real decision is how far up a three-tier ladder you need to go: an online DIY will, a professional will-writer or estate planner, or a lawyer. I will explain the ladder, then give you my picks.
This kicks off my Terris Recommends Finance and Insurance series. This is general information, not legal or financial advice. For related help, see my guide to the best law firms in Singapore.
Key Takeaways
- 1 A will is only one of four things you likely need. It does not control your CPF, which needs a separate CPF nomination, and it does nothing while you are alive but incapacitated, which needs an LPA.
- 2 Choose along a three-tier ladder: an online DIY will for a simple estate, a professional will-writer or estate planner for more, or a lawyer for complex assets and eventual probate.
- 3 WillCraft and WillMaker are my value online picks, SimplyWills the professional will-writer with safekeeping, and PKWA Law the fixed-fee lawyer option.
- 4 Rough pricing: an online will from around S$89 to S$179, a professional service with custody S$500 to S$800, and a lawyer bundle from about S$790.
- 5 Your CPF savings are distributed by a CPF nomination, not your will, so do both. From 1 April 2026, Singapore Citizens can make an LPA free of charge.
What I look for in a will-writing service
Beyond the price of the will itself, here is what actually matters.
- How much of the estate-planning stack it covers. A will is one piece. Ask whether the service also helps with your CPF nomination, a Lasting Power of Attorney, and eventually probate. The cheapest online option usually covers only the will.
- Complexity of your estate. A simple estate with one property and clear beneficiaries can use an online will. Blended families, business succession, overseas assets or a trust need a professional or a lawyer.
- Legal validity and witnessing. A Singapore will must be signed by you and two witnesses who are not beneficiaries. Online tools guide you to sign correctly; a lawyer or will-writer witnesses it for you.
- Safekeeping and the executor. Your will needs to be found and acted on. Some services offer custody, Will Registry registration and professional executor or trustee services, which matters if your executor is not up to it.
- Updates. Life changes, so check the cost and ease of revising your will after a marriage, a child or a property purchase.
One tip: whatever you choose, do the CPF nomination separately at the CPF Board, because your CPF savings do not form part of your estate and cannot be given away by your will.
How the best will-writing services in Singapore compare
| Service | Tier | Best for |
|---|---|---|
| WillCraft | Online DIY | A cheap will and LPA |
| WillMaker | Online DIY | The fastest simple will |
| Noble Wills | Online, lawyer-reviewed | Cross-border assets |
| MakeGoodwill | Online DIY | A guided single will |
| SimplyWills | Professional will-writer | Safekeeping and custody |
| PT Estate Planning | Estate planner | Wills and family trusts |
| EstatePlanner.sg | Will-writing service | Guidance and process |
| Providence | Lawyer-led consultancy | Funded, holistic planning |
| PKWA Law | Law firm | Fixed-fee will, LPA, CPF |
| Characterist | Law firm | Complex estates and probate |
How much does it cost to write a will in Singapore?
Cost depends on how far up the ladder you go. These are the going rates I see in 2026.
| Option | Typical price | Good to know |
|---|---|---|
| Online DIY will | Around S$89 to S$179 | Will only, simple estates |
| Online will, lawyer-reviewed | Around S$99 to S$390 | Adds a legal check |
| Professional will-writer with custody | Around S$500 to S$800 | Adds safekeeping and executor |
| Lawyer (will, LPA and CPF together) | Fixed from around S$790 | Complex estates and later probate |
An online will is fine for a straightforward estate, but the more assets, dependants or cross-border complexity you have, the further up the ladder you should sit. Only the lawyer tier carries you through to probate at the Family Justice Courts.
1. WillCraft
WillCraft is my value online pick because it covers two documents where most rivals cover one. You can make both a will and a Lasting Power of Attorney from around S$99, guided step by step, with an optional lawyer review for a small extra fee. For a simple estate, that is genuinely good value.
It is far cheaper and faster than a law firm for a straightforward will, with free edits for a week. For a young family or a single person with clear wishes, it is where I would start.

Website: willcraftnow.com
Type: Online DIY, optional lawyer review
Price: Will and LPA from around S$99
Best known for: A cheap, guided will and LPA in one place
2. WillMaker
WillMaker is my pick for the fastest simple will. Built by the team behind SingaporeLegalAdvice, it lets you write a valid Singapore will in around twenty minutes for a flat S$89, with unlimited edits and downloads for a month and no account needed.
If your situation is straightforward and you just want a properly structured will done today, it is the quickest, cheapest credible route, and you can escalate to a lawyer through its parent site if things get complex. For speed and simplicity, it is my choice.

Website: willmaker.com.sg
Type: Online DIY
Price: S$89 flat
Best known for: The fastest simple online will
3. Noble Wills
Noble Wills is my pick if you have assets in more than one country. It is an online service where every will is reviewed by an in-house qualified lawyer, and it is built to cover Singapore plus assets in places like Australia, the UK, Hong Kong and Malaysia, which trips up single-jurisdiction tools.
Pricing is a clear single or couple fee with cheap annual edits. For an expat or a Singaporean with overseas property who still wants the convenience of an online service, it is a smart middle option.

Website: noblewills.com
Type: Online, lawyer-reviewed
Price: From around S$260
Best known for: Lawyer-reviewed wills covering cross-border assets
4. MakeGoodwill
MakeGoodwill is another solid online DIY option for a single, straightforward will. Its guided flow is built to the Singapore Wills Act, and you print and sign with two witnesses, for a one-time fee of around S$179 with no subscription.
It sits between the cheapest flat-fee tools and the lawyer-reviewed services, giving you a clean, guided process at a fair price. For a simple estate where you want a bit more structure than the bare minimum, it is a dependable pick.

Website: makegoodwill.com
Type: Online DIY
Price: Around S$179 one-time
Best known for: A guided single will built to the Wills Act
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5. SimplyWills
SimplyWills is my pick for a professional will-writer with proper safekeeping. Operating since 2006 with tens of thousands of wills written, it offers a lifetime custody package that includes registering your will, periodic reviews and a rewrite, so the document is not just written but safely kept and updated.
It also handles Muslim and China wills. For someone who wants a professional to write and safeguard their will, rather than a DIY tool, it is a reassuring, established choice.

Website: simplywills.com.sg
Type: Professional will-writer with custody
Price: Lifetime custody around S$762
Best known for: Professional wills with safekeeping and registration
6. PT Estate Planning
PT Estate Planning is my pick for wills alongside family trusts. Founded in 2008, it is a legacy-planning specialist that goes beyond a basic will into trusts and structured wealth transfer, which suits families with more to plan for than a single property.
That estate-planning depth makes it a good fit when you want to think about how, not just to whom, your assets pass, for example providing for a young or vulnerable beneficiary over time. For structured legacy planning, it is a strong choice.

Website: pteppl.com.sg
Type: Estate planner
Price: Consultation-based
Best known for: Wills combined with family trusts
Contact PT Estate Planning directly
7. EstatePlanner.sg
EstatePlanner.sg is my pick for guidance through the whole process. It combines clear education on the costs and steps of will-writing with a service and a lawyer network for both drafting and probate, so you understand what you are doing rather than just filling a form.
For someone who finds the topic overwhelming and wants their hand held from will to LPA to eventual probate, that clarity is valuable. For a guided, well-explained experience, it is a helpful choice.

Website: estateplanner.sg
Type: Will-writing service and content
Price: Varies by service
Best known for: Clear guidance through the estate-planning process
Contact EstatePlanner.sg directly
8. Providence
Providence is my pick for holistic, funded planning. It brings legal drafting together with a financial analysis of whether your plan is actually funded, that is, whether there will be enough to do what your will intends, with wills drafted and witnessed by practising estate lawyers.
That join between the legal document and the money behind it is genuinely useful and often missing elsewhere. For someone who wants their estate plan and their finances to line up, it is a thoughtful, professional choice.

Website: providence.com.sg
Type: Lawyer-led estate consultancy
Price: Consultation-based, free initial consult
Best known for: Estate planning matched to whether it is funded
Contact Providence directly
9. PKWA Law
PKWA Law is my pick for a fixed-fee lawyer bundle. It draws up your will, your LPA and your CPF nomination together in one sitting, with witnessing, from a transparent fixed fee of around S$790, which removes the uncertainty many people fear with lawyers.
As a full law firm with 30-plus years across drafting through probate, it can also handle the harder cases. For a couple who want everything done properly and legally in one visit at a known price, it is my recommendation. It also appears in my law firms guide.

Website: pkwalaw.com
Type: Law firm
Price: Fixed from around S$790
Best known for: A fixed-fee will, LPA and CPF nomination in one
Contact PKWA Law directly
10. Characterist
Characterist rounds out the list for complex estates and probate. Advising on wills, trusts and estates since 1978, it has the depth for high-net-worth planning, blended families, business succession and the eventual probate process, which the online tiers cannot touch.
If your affairs are genuinely complicated, or you want a firm that can take an estate all the way from planning to distribution, its experience matters. For complex or high-value estates, it is a strong, senior choice.

Website: characterist.com
Type: Law firm
Price: Consultation-based
Best known for: Complex, high-net-worth estates and probate
How I put this list together
I looked at how much of the estate-planning stack each service covers, from a simple will up to LPA, trusts and probate, the complexity it suits, legal validity and witnessing, safekeeping and executor options, and pricing transparency. I deliberately spread the list across online DIY tools, professional will-writers and law firms, because the right choice depends entirely on how complex your estate is.
This is general information, not legal advice, and details and prices are checked when I publish and revisited as things change. For anything beyond a simple estate, take proper legal advice.
Do I need a lawyer to make a will in Singapore, or is an online will valid?
An online or DIY will is legally valid in Singapore as long as it meets the requirements: it is in writing, signed by you, and witnessed by two people who are not beneficiaries. For a simple estate, an online service is perfectly adequate and much cheaper. You should use a lawyer when your affairs are complex, for example a blended family, a business, overseas assets, a trust, or if you want the will drafted and witnessed for you and advice on tax and probate. The more complex your estate, the more a lawyer is worth it.
What is the difference between a will and a CPF nomination?
They cover different money. A will distributes your general estate, your bank accounts, property and investments, according to your wishes. Your CPF savings, however, do not form part of your estate and cannot be given away by your will. They are distributed only through a separate CPF nomination made with the CPF Board. This surprises many people. If you do not make a CPF nomination, your CPF is distributed under the intestacy rules regardless of your will. So you should make both a will and a CPF nomination.
What is a Lasting Power of Attorney and do I need one as well as a will?
A Lasting Power of Attorney, or LPA, is a legal document that lets you appoint someone you trust to make decisions on your behalf if you lose mental capacity while you are still alive, covering your welfare and your finances. A will only takes effect after you die, so it does nothing in that situation, which is why an LPA is a separate and equally important document. From 1 April 2026, Singapore Citizens can make an LPA free of charge. Most people should have both a will and an LPA.
What happens to my assets if I die without a will in Singapore?
If you die without a will, you are said to die intestate, and your estate is distributed according to the fixed rules of the Intestate Succession Act, not your wishes. These rules set out fixed shares for your spouse, children and parents in a specific order, which may not reflect what you would have wanted, and they can complicate matters for blended families or unmarried partners, who may receive nothing. Someone also has to apply to be the administrator, which is more involved than acting as an appointed executor. Writing a will lets you decide, rather than leaving it to a formula.
The best will-writing service in Singapore depends on how complex your estate is, so pick your tier: an online will like WillMaker or WillCraft for a simple estate, a professional like SimplyWills for safekeeping, or a lawyer like PKWA Law for a full will, LPA and CPF bundle. Whatever you choose, remember a will is only one of four things, so make your CPF nomination and an LPA too.
It is not a cheerful task, but getting it done is one of the kindest things you can do for the people you leave behind.
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Terris
Chief Recommender · I do the digging so you don't have to
Terris is a Singapore-based web designer and digital strategist who has spent 8+ years building websites for local businesses. His Terris Recommends series shares personal picks for the best service providers across Singapore, informed by his experience working with businesses across industries.
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